Help homeowners protect their biggest asset. Forge agents sell mortgage protection insurance to pre-qualified leads — people who already asked for help. Earn $80K–$400K+ annually, fully remote.
Mortgage protection insurance is a term life insurance policy that pays off a homeowner's remaining mortgage balance if they die. It ensures their family can stay in the home without the financial burden of monthly payments. Some policies also include riders for disability, critical illness, and return of premium.
Any homeowner with a mortgage — especially new homeowners who just closed on a property.
Pays off the remaining mortgage balance if the insured dies during the policy term.
$100K–$500K in coverage. Higher premiums mean higher commissions per sale.
| Category | Final Expense | Mortgage Protection |
|---|---|---|
| Policy Type | Whole Life | Term Life |
| Coverage Amount | $5K–$25K | $100K–$500K |
| Target Client | Seniors 50–85 | Homeowners 25–60 |
| Purpose | Funeral & end-of-life costs | Pay off mortgage |
| Avg Annual Premium | $600–$1,200 | $1,500–$3,500 |
| Commission per Sale | $480–$1,440 | $1,200–$5,250 |
Takes 2 minutes. We review every application within 24 hours.