Remote1099 ContractorNo Experience RequiredNationwide

Life Insurance
Agent Jobs

Forge Financial Careers is hiring remote life insurance agents across the United States. No experience required. We provide licensing support, pre-qualified leads, and daily training from 7-figure earners.

This is not a traditional job. You are an independent contractor with uncapped earning potential. Top agents earn $250K–$500K+ annually. Builders who recruit and lead teams earn $500K–$1M+.

How Pay Works

Quick Answer: What Is a Life Insurance Agent Job at Forge?

A life insurance agent at Forge calls pre-qualified leads — people who have already expressed interest in coverage — and helps them find the right policy. You work remotely, set your own hours, and earn a commission (80–150% of the annual premium) on every policy you write. No cold calling strangers. No door knocking. No experience required. Forge provides your license study materials, daily training, and a proven sales system.

What You'll Do

  • Call pre-qualified leads who have requested information about life insurance or mortgage protection
  • Present and explain policy options using a proven, scripted sales process
  • Submit applications and help clients get approved for coverage
  • Attend daily virtual training sessions to sharpen your skills
  • Optionally recruit and mentor other agents to build override income

What We're Looking For

Comfortable on the phone
Coachable and hungry to learn
Willing to put in the hours
Ethical and client-focused
Has a phone, computer, internet
Ready to get licensed in 1–2 weeks

Compensation Structure

Commission Rate

Forge agents earn 80–150% of the annual premium on every policy written. On a $1,900 annual premium policy, that's $1,520–$2,850 per sale.

Override Income

When you recruit and lead a team, you earn an override on every policy your team writes — even when you're not working. This is how agents scale to $500K–$1M+.

Chargebacks

If a client cancels within 9–12 months, the commission is charged back. Forge trains agents to write quality business to minimize this. Full commission guide here.

Who This Is For / Not For

This IS for you if...

  • You want uncapped income potential
  • You're self-motivated and don't need hand-holding
  • You want to work from home on your schedule
  • You're willing to invest 1–2 weeks getting licensed
  • You want to eventually build a team and earn passively

This is NOT for you if...

  • You need a guaranteed hourly wage
  • You're not willing to make phone calls
  • You want someone to manage your schedule for you
  • You're not open to coaching and feedback
  • You're looking for a passive income with no effort

Frequently Asked Questions

Job Details

Location
Remote — USA
Type
1099 Contractor
Hours
Flexible / Your Schedule
Pay
$60K–$500K+/yr
Experience
None Required
Start
Within 1–3 Weeks
Talk with Us